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Are you thinking of owning your own home but feeling overwhelmed by the complexities of mortgage loans? We've got you covered! Our expert team of mortgage professionals is here to guide you every step of the way.

At America’s Mortgage Solutions, we understand that choosing the right lending and loan options can be a crucial decision that impacts your financial future. That's why we are here to guide you every step of the way.

Our expert team is dedicated to helping you explore a comprehensive range of lending and loan options tailored to your unique needs and goals. Whether you're a first-time homebuyer, looking to refinance, or need financing for a new project, we have the expertise and resources to find the perfect solution for you.

During your personalized consultation, we'll take the time to understand your financial situation, answer all your questions, and provide valuable insights to help you make informed decisions. Our goal is to ensure you have a clear understanding of all the
options available, empowering you to choose the best path towards achieving your financial dreams.

Don't let uncertainty or confusion hold you back. Take charge of your financial future and schedule an appointment with our team today. Let us help you explore the world of lending and loan options, and discover a brighter and more secure tomorrow.

Act now to unlock your financial possibilities. Book your appointment and embark on a journey of financial success with American Mortgage Solutions. Together, we'll pave the way to a better and more prosperous future!"

Helping You Achieve The American Dream Of Home Ownership.

Unlock Your Financial Possibilities: Schedule an Appointment to Explore your Options Today!

Are You Ready to Start your Home Buyer Consultation?

You're in the Right Place!

Christian Penner

Mortgage Broker

NMLS #368289

I am a Mortgage Broker Owner and a Certified Mortgage Advisor, with America’s Mortgage Solutions, I have been in the Real Estate & Lending Business since 1997. I graduated from the University of Florida, in 1996, with a BS Degree in Business Administration with a Double Major in Business Finance and Real Estate. I am a Licensed Mortgage Broker, NMLS#368289 & President & CEO of America’s Mortgage Solutions, NMLS#2009420.

Our Goal for you is to help you to minimize your tax liability and maximize your cash flow. In today's market a mortgage loan is more than ever a financial instrument that must be tied into your long and short term personal financial plan. This will allow you to create a debt strategy that will help you to build long term wealth for you and your family.


Residential Financing Options: Fannie/Freddie Conventional Loans | VA I FHA I USDA I Reverse Mortgages I Jumbo Reverse Mortgages | Self Employed Loans I Bank Statement Loans | Investor DSCRLoans I Private & Hard Money Loans | Fix & Flip Loans | No Ratio and No Income Primary Residence Loans | Condo New Construction and/or Existing Condo Loans | Condotel Loans for 2nd Home or Investment | Jumbo & Super Jumbo Loans to $50M+

Luxury Sales & Epic Loan Options: Residential & Commercial Real Estate | New Construction Developments | Custom Homes I Yachts I Aircrafts I RVs I Collector & Exotic Cars I Roof & Solar Financing Packages

Commercial Financing Options: Commercial Financing Options for Owner Occupied and Investment Properties from $50k - $500M+ | New Construction Owner-Occupied & Investor Loans | SBA Loans New Start-Ups and/or Existing Businesses or for New Construction, Acquisition, or Refinancing an exciting Loan | Developer or Builder Spec Homes Loans | Commercial Buildings | Apartment Complex’s | Mixed-Use Projects | Business Purpose Loans for A/R, Inventory and Cash Flow | Doctor Loans for Business Acquisition & Commercial Real Estate with LTV's as high as 100% LTV

We are your One-Stop Brokerage for all your Personal Residential | Commercial Real Estate | Business Purpose | Sales & Finance for Residential Homes & Commercial Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Insurance for Residential & Commercial Real Estate

 Let Us HELP You Understand Your Specific Situation And

 Your Mortgage Options!

The value you'll get out of your mortgage consultation is priceless.

What are you waiting for?

Christian Penner PA, CMA | President | Mortgage Broker Owner America's Mortgage Solutions, Inc I NMLS# 2009420 | 561.316.6800

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We Specialize in All Types of Mortgage Loans and Real Estate Deals

Residential Financing Options:

VA | FHA | USDA | Fannie/Freddie Conventional Loans | Reverse Mortgages | Jumbo Reverse Mortgages | Self-Employed Loans | Bank Statement Loans | No Ratio | No Income Primary Residence Loans | Investor DSCR Loans | Bridge Loans | Private & Hard Money Loans | Fix & Flip or Fix & Rent Loans | Condo New Construction and/or Existing Condo Loans | Condotel Loans for 2nd Home or Investment | Jumbo & Super Jumbo Loans to $50M+

Temporary Interest Rate Buy-Downs:

Fixed Rate Conventional | FHA | VA Loans - 3/2/1, 2/1, or 1/10

Luxury Sales & Epic Loan Options:

Residential & Commercial Real Estate Developments | Yachts | Aircraft | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Real Estate Closings | Residential & Commercial Insurance

Commercial Financing Options:

Commercial Loans for Owner-Occupied Properties from $50K to $500M | Surity Bond Loans for New | Construction Projects | New Construction Owner-Occupied & Investors Loans for Individual Single Family

Developer or Builder Spec Home Loans | SBA loans for Start-ups & Existing Businesses | New Construction Acquisition Loans | Bridge Loans | Business Purpose Loans for A/R, Inventory or Cash Flow Loan | Ground-Up New Construction | Commercial RE with LTV up to 100%

We are your One-Stop Brokerage for all your Personal Residential Mortgage Financing | Commercial Real Estate Mortgage Financing | Commercial Real Estate Developments | Yachts | Aircraft | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Homeowners Insurance | Real Estate Closings | Business Purpose Personal and Commercial needs.

Interest Rate Trends: AMS.Money/RateRanges

Keep in mind that our rates are approximately 0.25% better than the average. This is because we shop from more than 250 residential and over 10,000 commercial banks, lenders, and mortgage companies. This enables us to offer you amazingly low rates and the most extensive product line in the country

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Our goal for you is to help you to minimize your tax liability and maximize your cash flow. In today's market, a mortgage loan is more than ever a financial instrument that must be tied into your long and short-term personal financial plan. This will allow you to create a debt strategy that will help you to build long-term wealth for you and your family.

Check Our Reviews

Specializing in All Types of Loans

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Residential Financing Options

Most all loan options are available in just about every state in the country : VA | FHA | USDA | Fannie/Freddie Conventional Loans |Reverse Mortgages | Jumbo Reverse Mortgages | Self Employed Loans | Bank Statement Loans | Investor DSCR Loans | Private Hard Money Loans | Fix & Flip Loans | Bridge Loans | No Ratio | No Income Primary Residence Loans | Jumbo & Super Jumbo loans to $50M.

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Temporary Interest Rate Buy-downs

on a fixed-rate conventional | FHA | VA loans: 3-2-1, 2/1 or 1/0.

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Luxury Sales & Epic Loan Options

We work with all types of Real Estate Sales & Financing options for Residential & Commercial Real Estate | Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Real Estate Closings | Residential & Commercial Insurance.

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Commercial Financing Options

Our commercial division and can do business in any state in the country for all types of Commercial Loans for owner occupied properties or for business purposes from $50k to $500M | bridge loans | new construction loans for both owner occupied & for investors for individual single family Developer or Builder Spec Homes Loans | Townhomes | Condos | Real Estate Projects for Single Family Home Communities | Townhome Communities | Ground up new construction condominium buildings | Commercial Buildings | Apartment Complex’s | Mixed-Use Projects | SBA loans for new businesses | new construction | acquisition | Refinancing an exciting Loan | business purpose loans for A/R | inventory or cash flow | Doctor Loans for Business Acquisition & Commercial Real Estate with LTV's as high as 100% LTV

We are your One-Stop Brokerage for all your Personal Residential Mortgage Financing & Sales | Commercial Real Estate Mortgage Financing & Sales | Commercial Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Homeowners insurance | Business Purpose personal and commercial needs

Keep in mind we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!

If you have any questions or if you have friends, family or clients, that are buying a home & need a mortgage or want to chat about a scenario just contact us right away:

🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.

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